Our multidisciplinary team of senior private bankers, wealth engineering experts, and Belgian and international tax specialists offers a holistic approach for all your needs: portfolio management, succession planning, solutions for legal entities, and family governance.
We work with you and your trusted advisors so every decision about your wealth fits with your life projects. This approach to wealth management constitutes part of a model of private banking in Belgium based on physical proximity, cross-disciplinary coordination, and personal relationships built on trust.
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holistic support for wealth management for entrepreneurs, executives, and their families.
Whether it’s preparing for a business disposal, investing the proceeds of a sale or inheritance, getting ready for an asset transfer, or structuring wealth built up over many years, every situation requires a bespoke approach.
Our Belgian team combines local expertise with the international capabilities of our private bank to support you at each stage of managing your wealth, in coordination with your legal, tax, and family advisors.
Our dedicated services for entrepreneurs
- Wealth structuring around your holding in the family business
- Preparing and supporting a business sale: liquidity, reinvestment, tax optimisation
- Putting family governance in place: charters, shareholder agreements, holding company structures
- Coordination with your trusted advisors: notaries, lawyers, tax specialists
- Asset transfer to younger generations, with a dedicated NextGen approach
We support entrepreneurs and owners of small and mid-sized companies, family shareholders in listed companies, and managers during or after the sale of a business. Every situation is unique, which is why we always take a bespoke approach.
wealth engineering in Belgium: structuring, transfer, and tax treatment.
Wealth management is not just about financial assets. It includes your business, your holding structures, your personal and family tax position, and the projects you wish to pass on.
Our Belgian team covers these aspects in every investment strategy, in close coordination with your advisors.
- Holding structures: holding company, simple partnership, private foundation
- Transfers and lifetime gifts: division of assets, trust, life insurance under Belgian and Luxembourg law
- International wealth engineering: dual residence, expatriation, multi-jurisdictional assets
- Solutions for companies: qualifying investments for the RDT/DBI regime, private investment vehicles (PRICAFs), unlisted assets
- Capital gains tax (2026): impact analysis and structural adaptation
We do not replace your legal or tax advisors. We work alongside them to ensure your investment strategy is tailored to your overall situation, both in Belgium and abroad.
Treasury investments for Belgian companies: RDT and PRICAF solutions
Does your company have liquidity to invest? Lombard Odier has solutions specifically adapted for Belgian legal entities, managed to take account of the local tax environment: funds that qualify for the RDT regime, discretionary mandates for companies, access to our offering of private assets (PRICAVs).
family governance and transfer: supporting Belgian family businesses for the long term.
If family wealth is to last across multiple generations, the rules governing it must be clear. Before transferring assets or wealth, structures should be put in place determining who takes which decisions, based on agreed, clearly stated rules and shared objectives.
Bespoke family governance
We support families in establishing tailor-made governance frameworks appropriate for the size and structure of the wealth held:
- Governance structures: drawing up family charters, shareholder agreements, rules for taking decisions on shared wealth
- Organising a family council: defining roles, forums for dialogue, dispute resolution mechanisms
- Coordination around shared assets: family holding companies, real estate, shareholdings, overall vision, coherent management between members
- The international dimension: supporting families spread across several jurisdictions (Belgium, Luxembourg, France, Switzerland, the UK and beyond)
- Philanthropic projects: structuring and governance for high-impact family commitments
We act as a trusted third party, working in coordination with your notaries, lawyers, and other advisors, to ensure that governance serves the family project for the long term.
Family Business Survey Belgium
In partnership with the Solvay Consulting Club and the Family Business Network (FBN), Lombard Odier conducted a qualitative benchmark study of the long-term survival of Belgian family businesses; their governance, transfer, and continuity arrangements.
Supporting the next generations
Passing on wealth is about more than just legal organisation. It requires active preparation of the heirs and successors, adapted to their expectations and role in the family.
- Supporting members of the next generation: initiation into wealth management, understanding the family assets, taking on increasing responsibility over time
- Financial and investment training: building a personal vision that is consistent with the family values and strategy
- Integration into governance: preparing to act as a shareholder, director, or member of the family council
- Intergenerational dialogue: supporting the conversation between founders and successors on sensitive wealth matters
Our senior private bankers understand the expectations of the next generation: they want autonomy, impact, and transparency. We help them develop their own vision without losing sight of the importance of family cohesion and shared values for achieving long-term success.
unlisted assets: private equity, private debt, and real assets.
Private markets offer opportunities for returns and diversification which are no longer the preserve of listed markets. Lombard Odier provides access to a platform for investing in high-quality unlisted assets, with implementation adapted to the Belgian regulatory and tax framework.
- Structured solutions compatible with Belgian holding vehicles (private PRICAFs, simple partnerships)
- Private equity: co-investments, funds of funds, direct and exclusive access to international managers
- Infrastructure, unlisted real estate, private debt
Access to these asset classes is determined by the investor profile and the regulations in force. Our teams will help you evaluate their relevance for your needs, and whether and how your wealth structure should be adapted.
your digital tools: an overall view of your wealth position.
My LO is our secure digital platform designed to offer you a clear overview of your wealth. Seeing all your investments and monitoring and analysing their performance is easy.
Conceived as an extension of the relationship with your banker, the tool combines technology with our extensive expertise to support your decisions, wherever you are.
Lombard Odier was honoured to be awarded the prize for “Best Customer Facing Digital Capabilities” at the WealthBriefing Swiss Awards 2026, in recognition of the strength of our range of client-facing digital solutions.
Are you able to support cross-border wealth arrangements?
Thanks to our international network of over 25 offices and 10 booking centres, as well as our experts in wealth planning, we can support international families and expatriates with international mobility and cross-border structuring and management projects.
My company has liquidity to invest, what solutions can you offer in Belgium?
We have several solutions in Belgium for investing corporate liquidity to achieve attractive returns, within a potentially favourable tax framework (depending on the specifics of your situation and the rules in force at the time). Some investments, notably in equities or tailored funds, may, under certain conditions, enjoy special tax treatment.
The investment choice depends largely on the purpose of the liquidity, the investment horizon, and the risk profile, plus the accounting and tax constraints applicable to the company in question. A structured approach, in coordination with your advisors, allows these parameters to be integrated into an investment allocation that is consistent with your company strategy.
Do you help entrepreneurs sell their businesses and/or pass them on to the next generation?
Yes. We support entrepreneurs at every key stage, from preparation to transfer. Our approach covers wealth, tax, and family aspects, with a special focus on family businesses. The aim is to secure the value you have created and organise a transfer that fits with your life projects.
How do I get in touch with the teams in Brussels or Antwerp?
You can contact us using the form below, or by visiting our offices page.
What impact will the new capital gains tax have on my wealth?
The introduction of a tax on some capital gains marks a major change in the Belgian framework, which historically has been favourable for private investors. Its impact will largely depend on the nature of the assets, how long you have held them, and your investment strategy.
This change is likely to have an effect on net return and on how portfolios are structured. A diversified investment approach that is consistent with your long-term objectives will make it possible to allow for the tax in an efficient and appropriate way. The regulatory and tax framework may continue to change, so ongoing, tailor-made analysis is important, in conjunction with your external advisors where applicable.
Is Lombard Odier a recognised private bank?
Lombard Odier is honoured to regularly receive awards for its expertise. Our bank was voted best private bank in the world for succession planning at the Euromoney Awards 2026 and best private banking boutique in several countries. In 2025, Lombard Odier was voted World’s Best Private Bank by Euromoney. In 2024, Lombard Odier was voted Best European Private Bank at the WealthBriefing Awards 2024. Visit this page to view a selection of the awards won.
Geoffroy VermeireLocal Managing Director
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This is marketing communication issued by Lombard Odier (Europe) S.A. • Belgium branch and Lombard Odier (Europe) S.A. • Belgium branch – Antwerp Office, a credit institution supervised in Belgium by the National Bank of Belgium (NBB) and the Financial Services and Markets Authority (FSMA) and a branch of Lombard Odier (Europe) S.A, a credit institution authorised and regulated by the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg. This marketing communication has been approved for issue by each of its branches operating in the territories indicated at the bottom of this page (hereinafter "Lombard Odier"). It is not intended for distribution, publication, or use in any jurisdiction where such distribution, publication, or use would be unlawful, nor is it aimed at any person or entity to whom it would be unlawful to address such a marketing communication. This marketing communication is provided for information purposes only. The contents of this marketing communication have not been reviewed by any regulatory authority in any jurisdiction. It does not constitute an offer or a recommendation to subscribe, purchase, sell, or hold any security or financial instrument. It contains the opinions of Lombard Odier, as at the date of issue. These opinions and the information contained herein do not take into account individual’s specific circumstances, objectives, or needs. No representation is made that any investment or strategy is suitable or appropriate for individual circumstances, or that any investment or strategy constitutes personalised investment advice to any investor. Tax treatment depends on the individual circumstances of each person and may be subject to change in the future. Lombard Odier does not provide tax advice. Therefore, you must verify the above and all other information provided in the marketing communication or otherwise review it with your external tax advisors. Some investment products and services, including custody, may be subject to legal restrictions or may not be available worldwide on an unrestricted basis. The information and analysis contained herein are based on sources considered reliable. Lombard Odier uses its best effort to ensure the timeliness, accuracy, and comprehensiveness of the information contained in this marketing communication. Nevertheless, all information and opinions as well as the prices, market valuations, and calculations indicated herein may change without notice. Investments are subject to a variety of risks. Before entering into any transaction, an investor should consult his/her investment advisor and, where necessary, obtain independent professional advice in respect of risks, as well as any legal, regulatory, credit, tax, and accounting consequences. Past performance is no guarantee of current or future returns, and the investor may receive back less than he/she invested. The value of any investment in a currency other than the base currency of a portfolio is subject to foreign exchange rate risk. Exchange rates may fluctuate and adversely affect the value of the investment when it is realised and converted back into the investor’s base currency. The liquidity of an investment is subject to supply and demand. Some products may not have a well-established secondary market or in extreme market conditions may be difficult to value, resulting in price volatility and making it difficult to obtain a price to dispose of the asset.
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