optimising your wealth across borders.
As a former non-domiciled UK resident with funds earned on the remittance basis, you want flexible and tailored banking solutions that maximise the potential of your wealth. You might be looking to invest efficiently across borders or make the best provisions for your children’s future.
Whether you’re staying in the UK for the short or longer term, we’ll help you structure your international assets.
Our experienced bankers and wealth planners will work with your advisors to create a wealth plan specifically designed to meet your needs. Then, using our dedicated remittance basis service, powered by industry-leading wealth management technology, we’ll optimise your wealth for the long-term.
a comprehensive solution for former UK RND clients.
Our remittance basis service is specifically designed to meet the needs of individuals who have previously been subject to UK tax on the remittance basis. Four key service components ensure that we deliver the best possible outcomes:
1. Bespoke client service
We believe in bespoke solutions delivered by senior advisors. Our team of UK bankers and wealth planners will take the time to understand your international context and the challenges you face.
They have a thorough and practical understanding of the UK tax rules applicable to former UK RND clients following the abolition of the non-domiciled tax regime from 6 April 2025, as well as cross-border implications from a tax and legal perspective.
They will engage constructively with your professional advisors and bring specific expertise on cross-border relocation and inheritance planning.
2. Tailored investment solutions
We are investment specialists, focussed solely on wealth and asset management services. Our local portfolio managers specialise in tax-efficient advisory and discretionary portfolio management, with an average of 20 years’ experience each.
They work closely with your banker and draw on the skills of over 300 investment experts and asset class specialists across our Group, one of the largest investment intelligence teams of any private bank.
We offer investment mandates which exclude UK assets and have built-in controls to ensure ongoing efficiency with regard to the remittance basis rules and UK taxation. We also have the capacity to use your account as security for a Lombard Loan, a flexible credit facility that can be used to generate liquidity for offshore spending.
3. Optimal account structure
The legal requirements of the remittance basis regime are technical and complex. Compliance with UK tax law requires that your wealth is managed precisely according to particular guidelines, to prevent the mixing of funds between accounts or making unintended taxable remittances.
Our highly experienced wealth planners will create segregated offshore accounts tailored to your specific needs, ensuring full compliance so that you can focus on your goals. They are also available to provide you with guidance on the implications of the recent changes to the non-domiciled tax regime.
4. Cutting-edge wealth technology
Our dedicated remittance basis solution leverages our proprietary, cutting-edge wealth technology to mitigate risk while maximising control.
A fully automated cash flow system ensures that returns from investment are paid into the correct account, while our sophisticated risk control framework prevents any potentially problematic accounting operations or unauthorised investments.
should you stay or should you go?
With the end of the RND tax regime many individuals are considering relocation. If you or your family members are exploring this option, our wealth planners can help you assess different jurisdictions and structure your assets before you move.
Our cross-border expertise ensures a seamless transition. We provide pre-relocation planning tailored to your new tax residence, ensuring compliance and financial efficiency from day one. Once you’ve relocated, you can maintain your existing relationship with your Lombard Odier banker while benefiting from tax-efficient portfolio management and reporting solutions suited to your new jurisdiction, including France, Belgium, Switzerland, Italy, and Portugal.
Wherever your next chapter takes you, we ensure continuity and stability in managing your wealth.
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