expat in the UAE: bespoke cross-border wealth management.

expat in the UAE: bespoke cross-border wealth management.

expat in the UAE: bespoke cross-border wealth management.

Whether you already live and work in the UAE or are planning to move, we can help optimise your wealth in an international context.

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our mission: to support you, as an expat, in planning and managing your global wealth so that you can focus on your life and ambitions in the Middle East and beyond.

Living and working in the UAE as an expat can open up exceptional opportunities – professionally, personally, and financially. It can also make your wealth more complex with multiple countries, currencies, tax regimes, and family connections to balance.

At Lombard Odier, we specialise in wealth management for expatriates in the UAE, helping you organise, protect, and grow your wealth across borders. By addressing international risks and focussing on performance and long-term wealth preservation, we provide high-value services tailored to the complexity of global financial lives. 

With over 65 years of presence in the Middle East and an established office in the DIFC in Dubai , we combine deep regional expertise with a truly global perspective. We are proud that our commitment to serve internationally mobile clients has been recognised at the WealthBriefing MENA Awards 2025, where we were named Best Private Bank Servicing the Expat Community. 

 

understanding the realities of expat life in the UAE.

Relocating to, or living in, the UAE often means navigating a financial life that spans multiple jurisdictions. This can include:

  • income and assets spread across several countries
  • changing residency and tax implications affecting succession planning and business ownership
  • education, property and retirement plans that span different jurisdictions
  • family members who may live – or ultimately retire – in various parts of the world.

Our approach is forward-looking and anchored in your life goals. We begin by listening. Your private banker, together with our specialists, takes the time to understand your personal and family circumstances, your sources of wealth, and your time horizon and objectives. 

Our role is to bring clarity, structure, and simplicity to these multi-jurisdictional considerations, ensuring that your financial arrangements evolve in step with your career, your family’s plans, and your long-term ambitions.

10 key wealth planning matters to consider as an expat in the  in the UAE.

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Our guide for expats explores ten key family and financial planning considerations when moving to or living in the UAE, with a focus on the needs, goals, and experiences of HNW expatriates.

Our guide is based on our UAE Expat Study, which focusses on the needs, goals and experiences of high-net-worth (HNW) expatriates living in the region. It highlights the growing demand for sophisticated wealth management advice, driven by limited familiarity with local regulations, existing planning structures, and a rising intention among HNW individuals to remain and retire in the region. 

Let us help you build a life in the UAE and fully seize the wealth and investment opportunities it offers.

 

comprehensive wealth management services to optimise and structure your assets across borders.

Expatriates often accumulate accounts and investments across multiple countries over the years. These can quickly become fragmented and hard to oversee. We take a truly global view of your wealth, ensuring that every component – across jurisdictions and asset classes – are efficiently connected and aligned. 

Our wide range of wealth management services for expats helps you optimise and structure your assets across borders, from investments and pensions to property, business interests and long-term planning. This integrated approach allows you to manage your wealth with clarity and confidence, wherever life takes you. 

Your experienced banker  

Your banker is your gateway to a dedicated team of experts, bringing together a full range of skills to provide comprehensive support, from in-house specialists in investments to tax and wealth planning professionals.

200 investment specialists

We offer flexible and transparent solutions with global market access across all asset classes – from listed securities to private markets – and complement them with leading alternative investment managers through our open-architecture platform.

Managing your other assets 

Our wealth management services for expats include managing pensions, real estate, stock options, and private company holdings, ensuring all elements of your wealth are coordinated and aligned.

Cross-border and generational support

Our team assists with cross-border wealth management solutions, including international wealth structuring, currency exposure management, residency matters, and intergenerational planning. 

Wealth planning

We help expats in the UAE manage cross border needs, relocations, and key financial decisions — including retirement, estate planning, and tax optimisation — to keep their finances aligned with long term goals.

Legal and tax insights

We provide guidance on regulatory changes in the UAE and other relevant jurisdictions, helping you understand how legal and tax changes may affect your wealth and enabling you to make confident decisions. 

State-of-the-art technology 

With My LO, our secure digital e-banking platform, you can monitor your investments, track market updates, access in-depth analyses and communicate with your banker, all with full portfolio transparency.

Funding solutions

We provide tailored mortgage advice and Lombard loans to help you access liquidity and optimise your financial flexibility.

why us.

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Are you interested in our private banking services and wish to talk to one of our experts? Fill out the form below and one of our investment specialists will contact you.

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