Privacy Policy

Lombard Odier takes the private nature of the personal data of any person very seriously. This privacy policy (“Privacy Policy”) describes how Lombard Odier treats the information Lombard Odier collects when you access and use the Site. Please read this Privacy Policy very carefully before using the Site. All terms not defined herein are defined in the Legal Information of the Site accessible at http://www.lombardodier.com/home/legal-information.html.

  1. Type of data collected

Lombard Odier collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the operating system, the browser type, language preference, referring site, and the date and time of each request to the Site. Lombard Odier’s purpose in collecting non-personally identifying information is to better understand how a person uses the Site. These data can be collected with the help of analytics tools. Such technologies can tell Lombard Odier things like how a person arrived on the Site, if this person visited the Site before, how long this person stays on the Site, and which pages this person visits. In particular, the Site uses Google analytics. TO learn more about it, visit http://www.google.com/analytics/learn/privacy.html.

Lombard Odier also collects potentially personally-identifying information like Internet Protocol (IP) addresses. Lombard Odier does not use such information to identify any particular person, however, and does not disclose such information pursuant to this Privacy Policy.

  1. Collection of personal data

Certain ways to interact with the Site require Lombard Odier to gather personal data, i.e. all information relating to an identified or identifiable person. The amount and type of information, that Lombard Odier gathers, depends on the nature of the interaction. For example, Lombard Odier asks for registration of certain online products and/or services to provide with a username, an email address, your name, your company name, and your address. In each case, Lombard Odier collects such information only insofar as is necessary or appropriate to fulfill the purpose of the person's interaction with the Site, e.g. to provide the online products and/or services. A person can always refuse to supply personal data, with the caveat that it may prevent such person from engaging in certain Site-related activities.

  1. Protection of personal data

Lombard Odier discloses personal data only to those of its employees and affiliated corporate entities of its group that (i) need to know that information in order to process it on Lombard Odier’s behalf or to provide products and/or services available on the Site, and (ii) that have agreed not to disclose it to others. Some of those employees and affiliated corporate entities may be located outside of your home country, in countries not ensuring adequately protection of personal data, and by using the Site, you expressly consent to the communication of and the transfer abroad of such personal data to them.

In particular, this Site server is physically located in Switzerland. For the persons outside Switzerland, please note that any personal data transferred to the Site will be transferred out of the person’s country of origin or residence, and into Switzerland. You expressly consent to such transfer through the use of the Site. You also warrant that you have the right to transfer such information outside the country where they are originated from and into Switzerland.

Other than to its employees and affiliated corporate entities or as described above, Lombard Odier discloses personal data only when required to do so by law, or when Lombard Odier believes in good faith that disclosure is reasonably necessary to protect the property or rights of Lombard Odier, third parties or the public at large. Lombard Odier takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of personal data.

You should also be aware that if you publish information onto the Site, such information becomes public information. Such disclosures may also increase your chances of receiving unwanted communications.

  1. Links to third party sites

This Privacy Policy only applies to information collected by Lombard Odier. This Privacy Policy does not apply to the practices of companies that Lombard Odier does not own or control. The Site contains links to third party websites. Any information a person provides to, or that is collected by, third-party sites may be subject to the privacy policies of those sites, if any. Lombard Odier encourages each person to read such privacy policies of any third-party sites that such person visits. It is the sole responsibility of such third parties to adhere to any applicable legal or other applicable restrictions on the disclosure of a person’s personal data, and Lombard Odier and its affiliated corporate entities shall not be liable for wrongful use or disclosure of any person’s personal data by any third party.

  1. Security

All personal data described above is stored on secured database servers with restricted access.

  1. Cookies

A cookie is a small file, typically a string of information of letters and numbers, downloaded on to a device when a person accesses certain websites. Cookies are then sent back to originating website on each subsequent visit. Cookies are useful because they allow a website to recognize a person's device.

Lombard Odier uses cookies to help Lombard Odier identify and track your usage of the Site, and your Site access preferences. Any person who does not wish to have cookies placed on its computer should set its browsers to refuse cookies before using the Site, with the drawback that certain features of the Site may not function properly without the help of cookies.

  1. Types of Cookies used by Lombard Odier

Lombard Odier uses several types of cookies. Some are essential, while others you can opt out of or block. Opting out or blocking some cookies may affect the functionality of the online products and/or services, and of the Site.

The below explanations shall help each person to make informed choices about the information a person provides to Lombard Odier and third parties when a person visits the Site.

  1. Why and how Lombard Odier uses cookies

There are broadly four reasons why a cookie might be stored on your device when visiting the Site:

  • cookies that make the Site works properly for you and enable you to make use of the secure online products and/or services that Lombard Odier provides;
  • cookies that collect data about your use of the Site which is then anonymized and used to help Lombard Odier improve online products and/or services;
  • cookies that remember your preferences and make the Site easier for you to use;
  • cookies that are placed by third party services Lombard Odier makes use of to enhance the information Lombard Odier presents online. Lombard Odier has no control over these third party cookies.

These cookies are placed on your device either by Lombard Odier or by the third parties whose services we use as part of the Site.

Some cookies are retained in your browser for only as long as you visit the Site, while others persist for a longer specified or unspecified period.

  1. How to block cookies

You can restrict or block cookies which are set during your use of the Site by changing your browser's settings. For more detailed information, see http://www.allaboutcookies.org/. Some pages may not work if you completely disable cookies, but many third party cookies can be safely blocked.

Check information in your browser's help section for specific instructions on how to manage cookies.

 

 

  1. Strictly necessary cookies

Some cookies Lombard Odier places on your browser ensure that the Site, the online products and/or services, deliver you information and products and/or services securely and optimally. You must accept these cookies to be able to make use of Lombard Odier’s online systems.

  1. Functionality cookies

Some cookies enable websites to remember choices persons make, for example, user name, and language or text size. These cookies are known as "functionality cookies" and help to improve a person's experience of a website by providing a more personalized service.

  1. Performance cookies

Lombard Odier uses a number of tools that monitor your behavior on the Site to help Lombard Odier improve and customize the provided information and online products and/or services. In particular the Site uses the Cookie Google Analytics which collects information and reports website usage statistics without personally identifying individual visitors to Google.

You can opt out of providing Lombard Odier with this information if you wish, with no impact on your experience of the Site. To opt out of being tracked by Google Analytics when using the Site: https://tools.google.com/dlpage/gaoptout/.

  1. Third party cookies

The Site, some online products and/or services use third party services or software. Many of these services may set cookies on your device.

You can block or remove cookies yourself by altering the settings of your browser. Blocking these cookies is unlikely to impact on your experience of the Site.

  1. Cookies set across the Site

Strictly necessary cookies

 

Cookie

Cookie name(s)

Data stored

When does it expire?

Description

LOSSPI authentication cookie (session cookie)

LOCookie

Encrypted and signed username, timestamp and authentication type.

After 1 hour

Authentication token to access the applicative servers.

Cookie Google Analytics

lombardodier.com

Visitor’s identification, determine the start and end of a session, determine the provenance of visitor

30 minutes

Cookie Google Analytics first party type

  1. Privacy Policy changes

Lombard Odier may change this Privacy Policy from time to time, and in Lombard Odier 's sole discretion. If Lombard Odier does, then Lombard Odier will post the amended policy on the Site. In all cases, use of information Lombard Odier collects is subject to the Privacy Policy in effect at the time such information is collected.

  1. Review and Access

Upon request, Lombard Odier will provide each person with a summary of the information Lombard Odier collects about such person. Unless otherwise required by mandatory applicable law, you will have the opportunity to correct, update, modify or delete this information by sending an e-mail to contact@lombardodier.com.

  1. Applicable law and jurisdiction

This Privacy Policy and all matters arising out of or relating to this Privacy Policy shall be governed by the substantive laws of Switzerland, without regards to principles of conflicts of laws thereof.

Any controversy, claim or dispute arising out of or in relation with this Privacy Policy shall be subject to the exclusive jurisdiction of the ordinary courts of the Canton of Geneva with the exception of an appeal to the Swiss Supreme Court.

  1. Contact

For any questions about this Privacy Policy, please contact Lombard Odier at contact@lombardodier.com.

Views

Investing for a new economic era

Investment insights

12/09/2017

La vigueur de l’euro devrait encore durer

Thought leadership

16/08/2017

Well-designed wealth – Life insurance

Thought leadership

31/07/2017

Emerging Markets - China spreading its influence

Quarterly Investment Strategy

20/07/2017

Japan - As good as it gets

Quarterly Investment Strategy

19/07/2017

Rethinking family governance

Thought leadership

18/07/2017

Europe - Euroscepticism losing ground

Quarterly Investment Strategy

17/07/2017

France Embraces Digital Revolution

Thought leadership

13/07/2017

United States - Neither inflation, nor recession

Quarterly Investment Strategy

12/07/2017

Mid-year review: so far, so good

Quarterly Investment Strategy

10/07/2017

Q3 2017 Investment Outlook

Q3 2017 Investment Outlook

Investment Strategy Podcast

06/07/2017

RETHINK EVERYTHING

Thought leadership

28/06/2017

Les philanthropes, la finance et la cité

Thought leadership

20/06/2017

RETHINKING EDUCATION

Thought leadership

15/06/2017

RETHINKING HEALTHCARE

Thought leadership

31/05/2017

Rethink Fixed Income with Climate Bonds

Thought leadership

29/05/2017

Rethinking “Next-Gen” Philanthropy

Thought leadership

24/05/2017

Gestion des fondations en transformation

Thought leadership

23/05/2017

The 100% Impact Investor

Thought leadership

19/05/2017

Asset Allocation – Keep looking on the bright side

Quarterly Investment Strategy

18/05/2017

China to take control of Asian trade

Investment Strategy

11/05/2017

French Elections Investment Strategy

French Elections Investment Strategy

Investment Strategy Podcast

10/05/2017

French presidential elections

Investment Strategy

08/05/2017

Hedge funds and rising interest rates

Investment Strategy

01/05/2017

French Elections

French Elections

Investment Strategy Podcast

25/04/2017

French Presidential Elections

Investment Strategy

24/04/2017

Japan: The longevity issue

Quarterly Investment Strategy

24/04/2017

Europe: Towards the end of negative rates?

Quarterly Investment Strategy

21/04/2017

Le Pen, Frexit and the future of the EU

Investment Strategy

10/04/2017

Q2 2017 Investment Outlook

Q2 2017 Investment Outlook

Investment Strategy Podcast

03/04/2017

Le franc, refuge des élections en Europe

Thought leadership

16/03/2017

Rethinking sustainable cities with Monocle

Rethink everything

24/02/2017

Brexit: Surviving outside the single market?

Investment Strategy

19/01/2017

Japan: an accidental winner?

Quarterly Investment Strategy

29/12/2016

Emerging markets: Recovery still in its early innings

Quarterly Investment Strategy

28/12/2016

Europe: Still much political risk on the horizon

Quarterly Investment Strategy

23/12/2016

United States: a tired economy about to get a vitamin boost

Quarterly Investment Strategy

22/12/2016

Investment outlook 2017

Investment outlook 2017

Investment Strategy Podcast

19/12/2016

OPEC rises from the ashes

OPEC rises from the ashes

Investment Strategy Podcast

04/12/2016

Diabetes : a game-changing technology

Numeric health

18/11/2016

Post-US election investment outlook update

Post-US election investment outlook update

Investment strategy podcast

16/11/2016

Positioning portfolios for President Trump

Positioning portfolios for President Trump

Investment strategy podcast

10/11/2016

Donald Trump elected President

Investment Strategy

09/11/2016

US election update

US election update

Investment Strategy Podcast

24/10/2016

Q4 2016 Investment Outlook

Q4 2016 Investment Outlook

Investment Strategy Podcast

21/10/2016

United States: Will policy support prolong the expansion?

Quarterly Investment Strategy

21/10/2016

Japan: Alone at the forefront

Quarterly Investment Strategy

19/10/2016

US presidential election: potential market impacts

Investment strategy bulletin

12/10/2016

A politically heated final quarter

Quarterly Investment Strategy

07/10/2016

The metamorphosis of philanthropy

Philanthropy

20/09/2016

US elections 2016: more status quo than system reboot

Investment strategy bulletin

16/09/2016

ASIAN PERSPECTIVES ON ENTREPRENEURSHIP

Entrepreneurship

25/08/2016

RETURN OF THE ‘NOTORIOUS BoJ’

Investment strategy Asia

09/08/2016

CAN GOLD REALLY ACT AS A HEDGE?

Investment Strategy Bulletin

22/07/2016

WHERE ART AND INSPIRATION MEET

Partnership

19/07/2016

POLITICAL RISKS AND ECONOMIC COUNTERFORCES

Quarterly Investment Strategy

14/07/2016

Q3 2016 INVESTMENT OUTLOOK

Q3 2016 INVESTMENT OUTLOOK

Investment Strategy Podcast

13/07/2016

POSITIONING FOR BREXIT: WHAT NEXT FOR THE BANKS?

Sector update - Brexit

04/07/2016

BREXIT: MAJOR CENTRAL BANKS EXPECTED TO ACT

Investment Strategy

24/06/2016

COULD MONEY FLY?

Investment Strategy Bulletin

01/06/2016

HAPPY ANNIVERSARY UAE

Corporate

09/05/2016

EMERGING MARKETS: AN UNEXPECTED PERIOD OF PEACE

Quarterly Investment Strategy

04/05/2016

INVESTMENT OUTLOOK

INVESTMENT OUTLOOK

Investment Strategy Podcast

29/04/2016

JAPAN: IN SEARCH OF A VIRTUOUS CYCLE

Quarterly Investment Strategy

28/04/2016

EUROPE: NO SIGN OF A CREDIT BINGE

Quarterly Investment Strategy

25/04/2016

THE US ECONOMY (READ: CONSUMER) STILL HAS STAMINA

Quarterly Investment Strategy

21/04/2016

THE END OF THE CREDIT CYCLE

Fixed income monthly

19/04/2016

A SWISS PERSPECTIVE ON BREXIT: PART II

Investment Strategy Bulletin

18/04/2016

MARKET OUTLOOK: LOW, SLOW AND STABLE

Quarterly Investment Strategy

15/04/2016

A SWISS PERSPECTIVE ON BREXIT

Investment Strategy Bulletin

13/04/2016

ASSET ALLOCATION: INVESTING BEYOND THE PANIC

Quarterly Investment Strategy

12/04/2016

SWISS FINTECH INNOVATION

Association

31/03/2016

UNTAPPING LATAM’S POTENTIAL

Investment strategy

23/03/2016

EN ROUTE TO NEGATIVE RATES

Investment strategy

24/02/2016

COMMITTED TO INDEPENDENT ASSET MANAGEMENT

Strategy bulletin

23/02/2016

THE ART OF MEASURING IMPACT

Investment strategy

28/01/2016

Q1 2016 INVESTMENT OUTLOOK

Q1 2016 INVESTMENT OUTLOOK

Investment Strategy Podcast

19/01/2016

QUARTERLY INVESTMENT STRATEGY: JAPAN OUTLOOK

Investment strategy

21/12/2015

QUARTERLY INVESTMENT STRATEGY: US OUTLOOK

Investment strategy

18/12/2015

HAS RUSSIA SEEN THE WORST ?

Strategy Bulletin

03/11/2015

HOW WORRIED SHOULD WE BE ABOUT BRAZIL?

Strategy Bulletin

12/10/2015

ADAPTING TO LOWER-FOR-LONGER OIL PRICES

Strategy Bulletin

06/10/2015

INVESTING FOR A "GOLDEN AGE"

Strategy Bulletin

28/09/2015

LITTLECUP 2015 : Finals

HYDROS

21/09/2015

Expert view: The Fed holds its fire, again

Expert view: The Fed holds its fire, again

Investment Strategy Podcast

18/09/2015

FED IN FOCUS

Strategy Bulletin

30/07/2015

Q3 Investment Outlook from our European bank

Q3 Investment Outlook from our European bank

Investment Strategy Podcast

15/07/2015

GREECE: AFTER THE REFERENDUM

Strategy Bulletin

06/07/2015

TIME TO RE-VISIT EMERGING MARKETS?

Strategy Bulletin

03/07/2015

Expert view: What should you do with your cash holdings?

Expert view: What should you do with your cash holdings?

Investment Strategy Podcast

26/06/2015

OIL UPSIDE IS CAPPED

Strategy Bulletin

28/05/2015

Opportunities and risks in global markets

Opportunities and risks in global markets

Investment Strategy Podcast

19/05/2015

Our Q&A on Greece

Strategy Bulletin

17/02/2015

Economic outlook 2015

Strategy Bulletin

17/12/2014

LOWER OIL PRICES:GOOD NEWS, OR BAD?

Strategy Bulletin

01/12/2014

ROUGH TIMES FOR SOUTH AMERICA

Strategy Bulletin

03/11/2014

WHY COMMODITIES ARE BACK IN FOCUS

Strategy Bulletin

05/08/2014

WILL THE SNB HAVE TO FOLLOW THE ECB?

Strategy Bulletin

20/06/2014

EMERGING MARKETS: TIME TO DIFFERENTIATE

Strategy Bulletin

16/05/2014

CHINA’S DELEVERAGING STRATEGY

Strategy Bulletin

24/04/2014

ABENOMICS. THE EASY PART IS OVER

Strategy Bulletin

18/03/2014

WHAT ARE THE ECB’S OPTIONS?

Strategy Bulletin

13/02/2014

LOWER CHINESE GROWTH AND OPPORTUNITIES

Strategy Bulletin

21/01/2014